Advantage Financing Department

Credit Challenges? We've Spent 75 Years Getting Approvals Others Can't.

Taylor Ford Amherst Advantage Financing specializes in credit rebuilding and second-chance auto loans. Whether you've faced bankruptcy, consumer proposal, divorce, or simply need a fresh start -- our dedicated team has the lender relationships and experience to get you behind the wheel.

75+
Years of Experience
1000s
Drivers Approved
20+
Lending Partners
3
Provinces Served
Simple Process

How Advantage Financing Works

Our streamlined process is designed to get you approved quickly and confidentially -- no pressure, no judgment.

01

Quick Application

Complete our secure, no-obligation credit application online in minutes. Your information is confidential and protected.

02

Personalized Review

Our Advantage Financing specialists review your unique situation and match you with the right lender -- not a one-size-fits-all approach.

03

Get Approved & Drive

Get behind the wheel with a financing plan that fits your budget and helps rebuild your credit score with every payment.

No Judgment, Just Solutions

We've Helped Drivers Through It All

Life happens. We've been helping Atlantic Canadians rebuild for 75 years -- no matter the situation.

Bankruptcy or Consumer Proposal

Discharged or undischarged -- we work with lenders who specialize in these situations.

Divorce or Separation

Starting fresh after a major life change? We'll help you re-establish credit independently.

No Credit or New to Canada

Newcomers and first-time buyers welcome. We can build a file where none exists.

Collections or Late Payments

Past mistakes don't define your future. Our lender network looks at the whole picture.

Self-Employed or Variable Income

Non-traditional income? We know how to present your application for maximum approval.

Previous Repossession

We understand and can navigate the path back to vehicle ownership and credit recovery.

Why Taylor Ford Amherst Advantage Financing?

Not all credit rebuilding programs are the same. At Taylor Ford Amherst, you're working with a family-owned dealership with over 75 years of experience -- not an anonymous online lender or a buy-here-pay-here lot.

Our Advantage Financing team has deep relationships with specialized lenders across Canada. We know how to structure deals that get approved and set you up for long-term credit success.

Dedicated Credit Specialists

Our Advantage team works exclusively on credit rebuilding -- it's all they do, every day. That focus means better results for you.

Huge Pre-Owned Selection

As part of the Taylor Auto Group, you'll have access to a wide variety of quality pre-owned vehicles across multiple locations and brands -- giving you more options to find the right fit for your budget.

Credit Rebuilding Built In

Every Advantage Financing plan is structured to report positively to credit bureaus -- helping your score improve with every on-time payment.

★ ★ ★ ★ ★
"
After my bankruptcy I thought I'd never get approved anywhere. Taylor Ford didn't judge me -- they just got to work. Within a week I was driving a reliable vehicle and rebuilding my credit.
-- Verified Advantage Financing Customer, Amherst NS
Common Questions

Advantage Financing FAQ

Will applying hurt my credit score?
Our initial review is a soft inquiry that does not impact your credit score. A hard inquiry only occurs once you choose to move forward with a specific lender and vehicle.
How quickly can I get approved?
Many applicants receive a response within 24 hours. In some cases, we can have you approved and driving the same day.
Do I need a large down payment?
Not necessarily. While a down payment can improve your approval odds and lower payments, we work with lenders who offer flexible options based on your unique situation.
I live outside Amherst -- can you still help me?
Absolutely. We serve customers across Nova Scotia, New Brunswick, and Prince Edward Island. Many of our Advantage Financing customers come from Moncton, Truro, Charlottetown, and beyond.
Will this actually help rebuild my credit?
Yes. Every Advantage Financing deal is structured to report to major credit bureaus. Consistent on-time payments are one of the fastest ways to rebuild your credit score.

Your Fresh Start Is One Application Away

No obligation. No judgment. Just a team with 75 years of experience working to get you approved.

Start Your Quick Application

Takes about 2 minutes · Secure & confidential · No impact on your credit score

Proudly Serving Atlantic Canada

Auto Financing Across Three Provinces

Based in Amherst, NS -- serving drivers throughout Nova Scotia, New Brunswick, and Prince Edward Island.

Nova Scotia

  • Amherst
  • Truro
  • New Glasgow
  • Halifax
  • Dartmouth
  • Stellarton
  • Antigonish
  • Oxford
  • Parrsboro
  • Springhill
  • Pugwash
  • Tatamagouche
  • Pictou
  • Bible Hill
  • Sackville
  • Sydney

New Brunswick

  • Moncton
  • Dieppe
  • Riverview
  • Sackville
  • Fredericton
  • Saint John
  • Sussex
  • Miramichi
  • Bathurst
  • Edmundston
  • Woodstock
  • Campbellton
  • Oromocto
  • Petitcodiac

Prince Edward Island

  • Charlottetown
  • Summerside
  • Stratford
  • Cornwall
  • Montague
  • Kensington
  • Souris
  • Alberton
  • Borden-Carleton
  • O'Leary
ajax loader2